Issuer Intelligence
BIN, country, brand, 3DS behavior, token availability, and issuer success patterns, refreshed hourly.
Every transactiontakes its best path.
Every payment is evaluated across BIN, issuer, region, cost, risk, and provider performance to determine the optimal route.
Contact usEvery route startswith context.
Live payment signals help choose the provider with the highest chance of approval.
Performance Signals
Provider success rates, latency p95, dispute velocity, and failure anomalies tracked by BIN per hour.
Cost Intelligence
Interchange, fees, markup, FX margin, and settlement timing are weighed after approval probability, not before.
Risk Signals
Every route starts with risk, with fraud, chargeback, velocity, sanctions, and blocklist checks applied first.
Your routing getssmarter over time.
Approval rates improve automatically as routing adapts to live payment performance.
See It Route
Observe
Every outcome is a label.
Every payment outcome feeds back into the routing engine.
Score
Live provider scoring.
Providers are continuously scored by approvals, latency, and reliability.
Route
Real-time optimization
Every payment is routed using the latest provider scores.
Adapt
Routing shifts with them.
Routing adapts automatically as issuer and provider behaviour changes.
Six built-in strategiesOr compose yourown.
Sticky processor
Direct repeat customers to proven providers, with tokens carried across for smoother checkout.
Stay local
Keep payments on regional acquirers and rails to reduce cross-border cost, FX friction, and approval drag.
Risk-tiered split
Split forex, iGaming, dating, and subscription traffic by provider risk appetite, keeping each PSP within its acceptable thresholds.
Maximize approval rate
Route each payment to the provider most likely to approve it, based on BIN, currency, and ticket size.
Cost optimization
Choose lower-cost providers after approval thresholds are met, with fees, markup, and FX factored in.
Latency-first
Prioritize routes with lowest p95 authorization for checkout flows where every millisecond moves conversion.
Sticky processor
Direct repeat customers to proven providers, with tokens carried across for smoother checkout.
Stay local
Keep payments on regional acquirers and rails to reduce cross-border cost, FX friction, and approval drag.
Risk-tiered split
Split forex, iGaming, dating, and subscription traffic by provider risk appetite, keeping each PSP within its acceptable thresholds.
Maximize approval rate
Route each payment to the provider most likely to approve it, based on BIN, currency, and ticket size.
Cost optimization
Choose lower-cost providers after approval thresholds are met, with fees, markup, and FX factored in.
Latency-first
Prioritize routes with lowest p95 authorization for checkout flows where every millisecond moves conversion.
Routing that thinks beyond thefirst attempt.
Recover failed payments automatically with intelligent retries and cascading routing.
Recover every opportunity.
Retry failed payments across the best available providers.
Control every decision.
Build and optimize routing logic with a visual editor.
Plug in PaySRWatch the decline ratequietly collapse.
Stop reacting to the market. Start orchestrating it.
Contact us